Nature of the service
The website provides educational content, phone contact, and a request form. When a user asks for help and provides consent, the information may be used by Foreclosure Leader, Mortgage Modification Helpline, authorized representatives, and service providers to respond to the inquiry.
Required consumer disclosure
Foreclosure Leader is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan.
No government affiliation
References or links to government programs and resources are provided for education. Government names, program names, and external links do not indicate sponsorship, approval, endorsement, or affiliation.
No pay-to-rank promise
Placement of content, calls to action, or service descriptions does not establish that a particular option is suitable or available. Eligibility and outcomes depend on the homeowner, loan, servicer, investor, insurer, timing, and law.
Free independent alternatives
Homeowners may contact their mortgage servicer directly. HUD-participating agencies provide foreclosure prevention counseling at no charge. Official resources are linked on our Resources page.